This is your bank, made modern. Powerful daily banking, global reach in 42 currencies, and the freedom to move money in seconds — from a single account.
Spending, savings, cards, investments, transfers, and business tools — engineered to work together in a single, quiet interface.
Move money in 1.2 seconds on average — locally or across 42 currencies. No wire windows, no cutoff times, no surprises.
Weighted metal, virtual for subscriptions, disposable for one-offs. Worldwide 0% FX and lounge access included on Plus.
From two-person startups to 500-person operations. Roles, budgets, cards and books that finally play nice.
Pockets that organize your money by goal — 4.8% APY on idle balances.
Stocks, ETFs and crypto commission-free. Fractional shares from $1.
Hold, send and receive in 42 currencies at real interbank rates.
Face ID, fingerprint and per-transaction approval.
Our AI can match you with the right account, card, and plan in under 30 seconds — free, no signup needed.
From your morning coffee to your first apartment. From your side hustle to your Series A. FutureBank shows up for the moments that matter.
From Tokyo to Lisbon at real interbank rates — never a surprise on your statement.
Open your business account in 8 minutes.
Given back to our members in the last 12 months. On coffee, groceries, travel and everything in between.
Direct deposits arrive up to two days early.
— Sofia R., designer, Barcelona
Automatic. No forms, no points to redeem.
Real-time notifications, category insights, subscription tracking — all in one place.
Choose between the weighted metal card or the standard black card. Both come with worldwide 0% FX, real-time notifications and category-based cashback.

Switch between checking, savings, investing and business tools without opening a new app.
No monthly fees, no minimums, no overdraft charges. Get paid up to two days early with direct deposit and earn 4.8% APY on idle balances.
High-yield savings pockets, no lockups. Automate transfers, round-ups and paycheck splits — watch balances compound daily.
Trade 8,000+ US and international stocks, ETFs and crypto from the same app. Fractional shares from $1, real-time execution.
Open a business account in minutes. Corporate cards, expense management, bill pay and multi-user access — no visits, no fax.
Send, receive and hold 42 currencies at the real interbank exchange rate. Local IBANs in the US, UK, EU, Canada and Australia — from a single account.
FutureBank is built on the same infrastructure standards as the world's largest financial institutions — with modern cryptography, real-time fraud detection and independent audits.
Rated 4.9 on the App Store and Play Store. Here's a small sample.
Everything you need to know before opening your account. Can't find what you're looking for? Chat with us 24/7.
Join 3.2M members using FutureBank as their primary financial home. No monthly fees, no paperwork, no waiting rooms.